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Bank |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
24 |
36 | 60 |
| Anz | 4.50 | 4.50 | 4.50 | 4.50 | 4.70 | ||||||||||
| Westpac | 4.50 | 4.50 | 4.50 | 4.75 | 4.85 | 5.20 | |||||||||
| NAB | 4.50 | 4.55 | 4.55 | 4.55 | 4.60 | 4.80 | |||||||||
| Commonwealth | 4.40 | 4.40 | 4.40 | ||||||||||||
| Bank Of Qld | 4.75 | 4.75 | 4.60 | 4.60 | 4.65 | 4.70 | |||||||||
| Rural Bank | 5.00 | 4.70 | 4.70 | ||||||||||||
| Bank West | 4.80 | 4.80 | 4.70 | 4.60 | 4.50 | ||||||||||
| ING Direct* | 4.60 | 5.00 | 4.60 | 4.80 | 5.00 | ||||||||||
| Bendigo | 4.65 | 4.55 | 4.75 | 4.85 | 5.10 | ||||||||||
| Heritage Bank | 5.00 | 4.90 | 4.75 | 5.00 | 5.00 | 5.20 | |||||||||
| Suncorp* | 4.70 | 4.75 | 4.60 | ||||||||||||
| Macquarie | 4.70 | 4.55 | 4.55 |
*ING Direct is for amounts over 10,000.
*Suncorp is for amounts over 10,000, there can also be differences in when interest is paid which can effect rates
Highest Rates
Heritage Building Society 60 Months 5.20 %
Westpac/NAB 60 Months 5.20 %
Remember not all term deposit rates are included on all the tables, as most banks only have good rates for certain months. We therefore pick there best rates and the best banks so you only get the top interest rates. Most Australian banks, we believe, are reliable and so we place no bias on which term deposits are good and leave that decision to you.
There can easily be changes in interest rates, for most up to date rates go to the bank directly or look on their website.
Note: These charts were correct on February 11th and are viable to sudden change by the individual banks, always check the most up to date rates on there web sites.
See previous months rates
July2010
July 2
July 1
August
September
October
November
December/January
February May
January 2011
The Charts below work on a very simple layout; on the left hand side is a list of banks and along the top there are a list of numbers (these are months: note that not every month is included and on some charts these months change, the reason being is that the ones we list are the optimum months for term deposits and the months not include eg 4 months on this first chart, has interest rates that we feel are not worth putting on the table.)
Chart rates are shown for term deposits paying on an annual basis(on maturity), not a monthly or quarterly payment of interest.
Some rates are shown for 3 month periods, but are actually 90 day, make sure you always check with the bank's website or contact them before opening the particular term deposit.
correct as of October 7th 2012, information gathered from individual bank web sites.